Important Disclosure Information

Greg Sullivan is the CEO of Sullivan, Bruyette, Speros & Blayney, LLC (“SBSB”), an investment adviser registered with the United States Securities and Exchange Commission. No reader should assume that the book serves as the receipt of, or a substitute for, personalized advice from SBSB, or from any other investment professional. Please remember that different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended in the book, or those that may be undertaken by SBSB), or any non-investment related book content, will be profitable, equal any historical performance levels, be suitable for a reader’s individual situation, or prove correct. A copy of the current Disclosure Brochure for SBSB discussing its advisory services and fees is available from SBSB upon request or via a link at www.sbsbllc.com.

Please Note: Limitations: Neither rankings and/or recognition by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any designation or certification, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Mr. Sullivan SBSB is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers (see link as to participation data/criteria, to the extent applicable). Unless expressly indicated to the contrary, SBSB did not pay a fee to be included on any such ranking. No ranking or recognition should be construed as a current or past endorsement of Mr. Sullivan or SBSB by any of its clients.